Long Term Disability Law Blog

Is a mental health issue interfering with your ability to do your job in Philadelphia, Pennsylvania? If so, you might wonder if mental health short-term disability benefits are available. Short-term disability benefits can replace part of your wages when a health condition negatively impacts your ability to work. Technically, it may be possible for you […]

Has an insurance company denied your claim for long-term disability benefits in Philadelphia, Pennsylvania? You can submit an appeal if so. How long does a disability appeal take? There’s no universal answer to this question. That said, the law typically requires insurance companies to make decisions about appeals within a reasonable timeframe. The Process of […]

Filing a disability insurance claim in Philadelphia, Pennsylvania, is a way to seek financial assistance when you can’t work. Disability insurance helps when illness or injury prevents you from working and earning an income. However, it’s important to be aware of pre-existing condition exclusions, which may affect your eligibility for benefits based on prior health […]

A disability doesn’t have to permanently or totally prevent you from working to affect your finances. Maybe you’re a Philadelphia, Pennsylvania, worker whose disability partially limits their ability to perform work duties. Losing some ability to work can reduce income. Disability benefits may help when an injury or illness affects earning capacity. Check the relevant […]

Long-term disability (LTD) benefits in Philadelphia, Pennsylvania, can help cover living expenses if you can’t work. When you have a disability, the question of returning to work as you improve can lead to other concerns. For example, you’ll lose LTD benefits if you start working again. What happens if your condition worsens? If you need […]

Former partner and attorney Joshua Erik Abell exited the law firm in December of 2023, resulting in the closure of the firm’s Kentucky law office. The law firm’s remaining partner, Joe Capitan, continues to service the law firm’s clients from the firm’s Pennsylvania law office along with associate attorney Greg Scott and staff. Due to […]

Anxiety disorders are among the most common mental health issues affecting millions worldwide. As the line between normal anxiety and a disabling condition can be unclear, it’s crucial to understand when anxiety becomes a disability. Understanding Anxiety Disorders Anxiety disorders encompass a wide range of mental health conditions characterized by excessive fear, worry, and stress. […]

Are you considering transitioning from short-term to long-term disability? Making the switch from short-term to long-term disability is an important decision and can be a stressful process. There are a number of factors to consider when deciding to transition, such as the length of time you will be on disability, your financial situation, and the […]

Typically, you can’t receive Social Security disability payments if you collect Social Security retirement benefits. However, you might be eligible for Supplemental Security Income (SSI) if you meet the requirements. The Social Security Administration (SSA) established the Social Security disability insurance program (SSDI) to bridge the gap between when employees can’t return to work due […]

Receiving a denial letter after applying for disability can be frustrating. You know you are entitled to benefits for your medical condition but don’t understand why the insurance company denied your claim. Why would a disability claim be denied? Below are the most common reasons for denied disability claims. You should review them to avoid […]